Short Term Loan Parameters

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• Loan Size $100,000 – $50 million

• Loan Term 6 -12 month terms – extensions available

• Loan Category Private commercial (“Hard Money”)

• Payments Payments are interest-only due every 30 days, 1st mortgages only

• Loan to ARV Typically 70% of current or After Renovation Value (ARV) – higher amounts are negotiable

• Down Payment Minimum of 5-20% of the purchase price as a down payment, determined by scenario.100% lending for certain scenarios.

• Ownership Must be non-owner occupied/investment only

• Time to Close 7-10 business days – subject to title

• Security 1st mortgage loans only

• Underwriting Collateral-based lending

• Interest Rate 8% - 15% 

• Lending Areas Everywhere in the United States with the exception of Vermont & Nevada

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We can also assist in:

• Large real estate portfolio debt restructure

• Equity placement for large development projects

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