Loans We Offer

Short-Term Bridge Loans, Rehab & Renovation

New Construction

Land Development & Subdivisions

Condo Conversion & Development

Short Term Loan Parameters

  • Loan Size $100,000 – $50 million

  • Loan Term 6 -12 month terms – extensions available

  • Loan Category Private commercial (“Hard Money”)

  • Payments Payments are interest-only due every 30 days, 1st mortgages only

  • Loan to ARV Typically 70% of current or After Renovation Value (ARV) – higher amounts are negotiable

  • Down Payment Minimum of 5-20% of the purchase price as a down payment, determined by scenario.100% lending for certain scenarios.

  • Ownership Must be non-owner occupied/investment only

  • Time to Close 7-10 business days – subject to title

  • Security 1st mortgage loans only

  • Underwriting Collateral-based lending

  • Interest Rate 8% - 15% 

  • Lending Areas Everywhere in the United States with the exception of Vermont & Nevada

We can also assist in:

  • Large real estate portfolio debt restructure

  • Equity placement for large development projects